Well I wan't in an accident, but extremely close to having one. Vehicles invovled: -2006 Saturn Vue (me) -200? BMW sedan -200? Dodge SUV -Semi+trailer So, I'm on my way to get a paper signed at school (I was at a separate learning facility for more advanced things to learn) and every thing was fine for a while. Me being stupid, I'm doing ~55 in a 40 and almost riding the BMW's arse, who was also on the Dodge's arse. Well, the female in the Dodge was on her phone so she almost didn't see that a semi in the turn lane was halfway in the left lane (the lane all 3 of us were in). So she presses the breaks and swerves into the right lane. (Note: the BMW and I couldn't see that the semi was in our lane) Then, I notice that the BMW has pressed the breaks (a little too late because they had tinted lights) so as I slam the breaks the BMW driver decides to swerve into the turn lane right behind the trailer, drive through opposite lanes of traffic, and then get back on the right side of the road all while I skid to a stop, creating a smoke screen across 4 lanes of road. Needless to say I was extremely shook up and was alert the rest of the drive there.