derp. If you want a life simulator, EA has released about 7 pieces of a single game for $20 each called The Sims. You just mentioned it, perhaps you should buy it. but, uhh... This is a vehicle physics simulation so... no. Tell you what, though. Go outside, the daystar won't harm you. and instead of controlling a simulation of someone living, do it yourself and fucking live.
It would be just like the sims but with crashable cars and would eventually start to turn into a car crashing game with a incredibly random feature.
yeah, the one thing i dont like about sims 3 is that you cant even crash your car. when i got the sims 3 years ago i wanted to see if it was possible so i didnt allow my sim to do ANYTHING until he was about to die then drove everywhere. he just started crying, sleeping, and wetting the floor every time he stopped. got kinda annoying.